Short Term Health Insurance Travel Tips
Let's face it: travel insurance is not the first (or even tenth) thing on your mind when you plan your trip. It's much more enjoyable to pore over guide books looking for that perfect beach to lay on, than it is poring over premium payments to send your mortal remains home.
Still, as sexy as the rest of travel planning may be, a solid short term insurance policy is a must have for your trip. Here is a list of tips that will help you find the right short term travel policy:
It is vital to purchase a policy that will cover the cost of a medical evacuation (one of the most expensive outcomes possible). Consider this: the cost for a medical evacuation in Thailand is just over $60,000. How's that for a travel bill? It's important to purchase your policy prior to your trip, as this way you will be covered for its entire duration.
Before you buy short term health insurance, find out if you already have coverage from family members, your job, or any state sponsored programs. In addition, you can purchase an insurance policy from a travel agency or a student association (if you are under 25 years old in the US).
Alternatively, you can contact your credit card company. Generally, they will cover at least some of your travel expenses if you paid for them with their card.
Make sure to read the fine print. Many insurance companies do not cover dangerous activities such as scuba diving, sky diving, or even high altitude trekking.
Assess what your belongings are worth, and compare with the premium payments. This will help you determine whether theft insurance is worth it.
In conclusion, you can learn more about short term health insurance travel at http://www.travel-smarts.com/
Adam Costa began his travel adventures at the age of 19 with a round the world trip across thirteen countries. He has worked as a North American tour guide, running tours in Canada, Mexico and all over the United States, from San Francisco to Boston to Key West, Florida. Currently, he works as a travel agent, and continues to dream of hitting the road.
By Adam Costa
Still, as sexy as the rest of travel planning may be, a solid short term insurance policy is a must have for your trip. Here is a list of tips that will help you find the right short term travel policy:
It is vital to purchase a policy that will cover the cost of a medical evacuation (one of the most expensive outcomes possible). Consider this: the cost for a medical evacuation in Thailand is just over $60,000. How's that for a travel bill? It's important to purchase your policy prior to your trip, as this way you will be covered for its entire duration.
Before you buy short term health insurance, find out if you already have coverage from family members, your job, or any state sponsored programs. In addition, you can purchase an insurance policy from a travel agency or a student association (if you are under 25 years old in the US).
Alternatively, you can contact your credit card company. Generally, they will cover at least some of your travel expenses if you paid for them with their card.
Make sure to read the fine print. Many insurance companies do not cover dangerous activities such as scuba diving, sky diving, or even high altitude trekking.
Assess what your belongings are worth, and compare with the premium payments. This will help you determine whether theft insurance is worth it.
In conclusion, you can learn more about short term health insurance travel at http://www.travel-smarts.com/
Adam Costa began his travel adventures at the age of 19 with a round the world trip across thirteen countries. He has worked as a North American tour guide, running tours in Canada, Mexico and all over the United States, from San Francisco to Boston to Key West, Florida. Currently, he works as a travel agent, and continues to dream of hitting the road.
By Adam Costa
2 comments:
I am quite confused and is thinking that if a person is having a health policy already then what is the use taking another scheme during travel. Will he is not covered under that policy if he is traveling ? Or is there any provision in the travel policy that provides protection for health also.
I am quite confused and is thinking that if a person is having a health policy already then what is the use taking another scheme during travel. Will he is not covered under that policy if he is traveling ? Or is there any provision in the travel policy that provides protection for health also.
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